Preheat the oven to 350F. Line 24 cupcake pans with liners and set aside.
In a large bowl, combine butter, starter discard, honey and sugar. Using a hand mixer combine until mixed well.
Add in cottage cheese and bananas and mix in. Add eggs one at a time, mixing just until combined.
In another bowl, combine both flours, baking soda, salt, coconut and oats. Add to wet ingredients and gently combine with a spatula until combined.
Add in dark chocolate and mix just until combined. Scoop into prepared pans.
Bake muffins for 15-18 minutes or until the edges are golden brown.